Online Shopping Pay Only with Selfie

MasterCard: Verification of identity while shopping online can wear selfie

Shopping online using a credit card is usually quite complicated. The system requires users to perform a variety of verification.

Usually the credit card issuer will send you a specific code to the phone number listed. Well, the code that must be entered into the shopping site to complete the transaction. This is to ensure security, although often considered complicated.

One of the financial companies that handle credit card transactions in the world, MasterCard, are testing the new system is much simpler. Users can verify or complete a transaction with a selfie.

Yes, users will simply use selfie to make payments via credit card.

Named selfie pay, this mechanism has been reported since last February and only now officially launched in European countries and the United States. MasterCards promised would bring these technologies to the world, including Indonesia, starting next year.

As for the banks operating in Indonesia by relying MasterCard include Citibank, ANZ, Bank, Standard Chartered, Commonwealth, and HSBC.

Must install mobile application

To take advantage of selfie pay, users must install the application named "Identity Check" that created MasterCard. In that application, the user is required to enter the first selfie photo as a benchmark.

Furthermore, every time you buy clothes, air tickets, food, and other things online using MasterCard, users simply aiming to match selfie identity.

BojezCreative watch-list, Wednesday (10/05/2016), Identity Check app is not currently available on Google Play Store basis the country. Perhaps next year the application is already available, together with expansion plans selfie pay MasterCard to various countries.

Of course there is a risk on this new technology. It could be somebody users print photos, stealing credit cards, then under quotas borrowing money in it.

MasterCard argued that risk has been thought. Selfie pay system on Identity Check app will ask the user winks to take a selfie. That is, selfie should be done by real people can not just pictures.

"This system will significantly speed up the process online transactions and at the same time also improve security," said the representative of MasterCard, as compiled BojezCreative of Engadget.