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Be able to ask for a raise, finding a new job, starting a new business, and so on. The question, is it possible you could still become rich even if income has barely increased?
In fact it can, though perhaps not as fast as those who managed to increase his income as high as possible. Consider some of the following way:
1. Expand saving of savings are you doing
Try checking tub-well what kind of expenses you've done. If you frequently waste money on smoking or eating junk food, you can try to reduce or even completely eliminate it. It's easier to cut its own spending rather than increase your monthly income, is not it?
2. Keep all the loose change that you receive
When you pay for lunch in the cafeteria or snack at the supermarket shopping, often you get back in the form of loose change. Collect the coins in a jar jar.
Do not be surprised by the number of coins that you collect succeed. Suppose you save a dime every day Rp 500. In one month (30 days), you can collect coins to $ 15 thousand. The amount to be collected within one year (12 months) is Rp 180 thousand. Well though not so much, this amount certainly helps to increase your savings.
3. Take advantage of discounts
You certainly know that today there are many sites in Indonesia that offer coupons or discount vouchers. Take advantage of these sites to purchase goods or other requirements that are needed just so that you do not become wasteful. You can also invite friends when the terms of use voucher / coupon discount is quite heavy.
4. Take advantage of auto-deposit facility
You can use the auto-deposit facility provided by the bank to move the automatic secaran certain number of daily transactions account to a savings account. With this facility, you will be made 'as if' forget the amount of money automatically transferred so that the funds are safe from your league to use.
5. Take advantage of cashback you receive
Did you know that credit cards can give you cashback? This is one of the common ways to save money everyday.
If you're shopping for daily needs, you will often find a store or supermarket in cooperation with certain bank credit card provider for the cashback program.
The accumulation of the amount of cashback This helps in increasing the savings that you can do each month. Immediately insert the cashback amount into your savings account to increase the value of your savings so that you are not tempted to use it in other expenses.
So that you can find a credit card that precisely matches your needs, use the popular financial product comparison sites like HaloMoney.co.id to facilitate you to do it.
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